| Martin Kruppe - Mortgage Consultant |
| 4312 Village Centre Court |
| Mississauga , Ontario |
| L4Z 1S2 |
| Phone: (416)254 4451 |
| Fax: (905) 8418314 |
| Website: www.homesmartmortgages.com |
| E-mail: martin@homesmartmortgages.com |
]
| Financial Institution | Variable | 6 Months | 1 Year |
| ATB Financial | 4.5000 | 6.6000 | 6.7000 |
| Apex Credit Union | N/A | 6.6000 | 6.5500 |
| Bank Montreal Mtg. Corp. | 4.5000 | 6.9000 | 6.8500 |
| Bank of Nova Scotia | 4.5000 | 6.6000 | 6.5500 |
| CIBC Mortgages | 4.5000 | 6.9000 | 6.8500 |
| CS Alterna Bank | 4.5000 | 6.6000 | 6.5000 |
| CS COOP Credit Union | 4.5000 | 6.6000 | 6.5000 |
| Caisses Desjardins | N/A | 6.7000 | 6.7500 |
| Caisses Pop.Ottawa Metro | N/A | 6.7000 | 6.6500 |
| Canadian Western Trust | N/A | 6.9000 | N/A |
| Capital City Savings | N/A | 6.6000 | 6.7500 |
| Cataract Savings & CU | N/A | 4.5000 | N/A |
| Citibank | N/A | 6.6000 | 6.5500 |
| Citizens Bank of Canada | N/A | 6.5000 | 6.5000 |
| Co-Operative Trust | N/A | 6.6000 | 6.5500 |
| Community Trust | N/A | 5.5000 | N/A |
| Comtech Credit Union | N/A | 6.6000 | 6.5500 |
| DUCA Financial Services | N/A | N/A | 5.2500 |
| Desjardins Credit Union | 4.5000 | 6.3500 | 6.5000 |
| Effort Trust | N/A | 6.6000 | 6.5500 |
| Equitable Life | N/A | 6.6000 | 6.5500 |
| Equitable Trust | N/A | 6.9000 | 6.8500 |
| Fiducie Desjardins | N/A | 6.7000 | 6.7500 |
| First Calgary Savings | N/A | 6.6000 | 6.7500 |
| FirstOntario Credit Un. | 4.7500 | 6.6000 | 6.5500 |
| HSBC Bank Canada | 4.5000 | 6.6000 | 6.7500 |
| Hepcoe Credit Union | 4.5000 | 6.9000 | 6.8500 |
| Intesa Bank Canada | N/A | 6.6000 | 6.7500 |
| Investors Group Trust | N/A | 6.9000 | 6.8500 |
| Key Savings + Credit U. | 4.5000 | 6.5500 | 6.5500 |
| Laurentian Bank Canada | N/A | 6.6500 | 6.7500 |
| League Svgs & Mortgage | N/A | 6.6000 | N/A |
| London Life | N/A | 6.9000 | 6.8500 |
| MCAP Mortgage Corp. | N/A | N/A | 6.8000 |
| Manulife Bank | 4.5000 | N/A | 5.2500 |
| Metro Credit Union | 4.5000 | 6.6000 | 6.6000 |
| NBG Bank | 4.0000 | 6.6000 | 6.5500 |
| National Bank | N/A | 6.6000 | 6.5500 |
| Niagara Credit Union | 4.5000 | 6.9000 | 6.8500 |
| Ontario Civil Service CU | N/A | 5.4500 | 5.6500 |
| PACE Savings & Credit Un | N/A | 6.6000 | 6.5500 |
| Parama Lithuanian C.U. | N/A | 4.5000 | N/A |
| Promutuel Capital | N/A | N/A | 6.6000 |
| Resurrection Credit Un. | N/A | 4.5000 | N/A |
| Royal Bank of Canada | 4.5000 | 6.5500 | 6.7500 |
| Steinbach Credit Union | N/A | 4.4000 | N/A |
| T-D Mortgage | 4.5000 | N/A | 6.8500 |
| Ukrainian Credit Union | 4.5000 | 6.4500 | 6.3500 |
| Virtual One Credit Union | N/A | 6.2500 | N/A |
